How Whole Life Insurance Agents Screw Over The Middle Class
How much money can an agent make off selling term life insurance to the middle class? Not enough to make a living. So, of course, they have to pivot to something that pays them a lot more money at the expense of the same person they’re supposed to be helping.
Infinite Banking, TFRA, & Other Gimmicks Posing As Life Insurance
You’ve probably seen some sort of advertisement for life insurance that was disguised as a hyperbolic investing euphemism that just seemed too good to be true. The reality is, most insurance salesmen give the same spiel to each and every one of their clients because it pays them a big commission to do so.
Guaranteed Life Insurance is Expensive
Insurance companies that offer policies without any medical underwriting are almost always a bad deal for the average, relatively-healthy person.
Buy-Sell Agreements: Much more than just life insurance
Dying prematurely is less than 1% likely to happen in a given year for most business owners. Here are things much more import to plan for than simply buying life insurance.
Permanent life Insurance: Pros and cons
Life insurance is the most dynamic asset on the planet with versatility that is matched by no other asset class. Unfortunately, I have seen many companies and insurance agents repeatedly botch opportunities to help their high-net-worth clients by providing bad advice, bad products, or both.